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Benefits - Active Members
NON-DUTY DISABILITY GUIDELINES
REQUIREMENTS:
Must be under age 60
Disability cases must be supported by medical reports
including x-rays reports, operative reports, therapy and
findings.
Must have nine (9) or more years of credited service.
Disability must be total and permanent Benefits are 2%
of average salary for each credited year.
Disability must not be job related.
Must be certified disabled by two (2) physicians
designated by GERS.
Medical conditions such as stroke, renal failure,
cancer, physical, mental, blindness would constitute a
non-duty disability.
Disabling accidents which are not related to the
member's job may also qualify the member for a non-duty
disability.
Member should also apply for disability with the Social
Security Administration and forwarda copy of the Award
Letter to GERS.
Disability cases, including all medical reports, are
reviewed by Alternatives for Growth (AFG), a disability
consulting organization. AFG advises GERS on specialty of
physician that the member must see.
As a result of the required review process, disability
cases normally takes several months to be processed.
SPECIAL NOTES REGARDING DUTY AND NON-DUTY DISABILITY:
Member must not resign or retire until case is
completed by GERS.
Disability applicants must contact the Health
Insurance Office for continued health coverage.
Disability applicants must keep GERS loan (s)
payments current.
Should a disability case be approved,
contributions due the System for service credit must be paid
prior to being placed on the Annuity Payroll.
Disability applications should be submitted to
GERS early in the process in order that the member not lose
benefits due to late filing in the event the member is
determined to be disabled.
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